Todd Finn - RE/MAX Partners



Posted by Todd Finn on 10/15/2017

What does it take to generate interest in your home from the right homebuyers at the right time? Marketing is paramount, and using all of the marketing tools at your disposal will make it easier for any home seller to connect with prospective homebuyers consistently. Today, many high-quality marketing tools are readily available to home sellers, including: 1. Social Media Facebook and other social networks now empower home sellers to share details about their residences with homebuyers from around the world. Furthermore, social media is free and easy to use, making it a powerful tool to add to your home selling arsenal. Social media, of course, only ranks as an effective marketing tool if you understand how to leverage it properly. For instance, you'll want to include high-resolution photos of your home with any social media content. You also will want to respond to homebuyers' questions quickly as these queries are posted on social networks, as this may help your home stand out in a crowded real estate market. 2. Virtual Tours Imagine what it would be like if a homebuyer could take a walk through your home even if he or she were many miles away. Thanks to virtual tours, home sellers are able to offer homebuyers a distinct home showing experience, one that is sure to make a long-lasting impression. Before you set up a virtual tour, be sure to consult with a real estate agent. This professional will be able to help you stage your home properly and ensure it looks great to any prospective homebuyer during a virtual home showing. 3. Email Updates Work with your real estate agent to ensure your home is included in any email blasts that he or she sends out. By doing so, you'll be able to maximize your marketing reach and ensure that many homebuyers can learn about your residence immediately. Any email notification should include relevant information for recipients. Therefore, you should ensure that information about your home is included only in email blasts that go to homebuyers who are likely to be interested in your residence. For example, an email blast that is sent to luxury homebuyers should not include information about a tiny house that is now available, as this residence is unlikely to generate significant interest. On the other hand, highlighting your two-bedroom house in an email update sent to first-time homebuyers and small families may be ideal. By doing so, you may improve your home's chances of garnering substantial attention from homebuyers without delay. The home selling process continues to evolve, and thanks to best-in-class technologies, home sellers possess advanced tools they can use to showcase their residences at all times. Discover the benefits of first-rate technologies and be sure to use them as part of your home marketing efforts. With these tools, you'll be better equipped to accentuate the positives of your residence to homebuyers globally and boost your chances of obtaining multiple competitive offers for your house as well.





Posted by Todd Finn on 10/8/2017

A new house is within reach if you find a lender who doesn't require a down payment or you to secure a mortgage. But, that's probably not the type of lender you want. A quality lender will check your credit history, background, work history and ask how much you're ready to put toward your down payment.

How you could put 20 percent or more down on a new house

It's recommended that your down payment be at least 20 percent of the total cost of your new house. Add in the fact that the average price on a house in the United States exceeds $300,000 and you're left to find a way to raise $60,000 or more.For many Americans, that's equal to an annual salary or more.

As impossible as it may seem, you can raise enough money to put down on a new house.It may call for a short term sacrifice as it regards your living arrangements. You might have to live with your parents for a year or longer.

Another sacrifice that you may have to make regards entertainment and clothes. Instead of buying live concert tickets, stream concerts live on your computer. Hand wash delicate clothes, so that you can wear the fashions until you've raised the down payment.

Get serious about saving for a down payment

Make saving a down payment for a new house a priority. More actions that you could take to save your down payment are to:

  • Cut your commuting costs - Try carpooling. You can also sign up for commuter savings programs through your employer. Heavily trafficked business areas might operate separate commuter savings programs. Your local Chamber of Commerce or the mayor's office may be a good first contact to learn more about these savings programs.
  • Hold yard sales and deposit all proceeds from the yard sales into a savings account that goes solely toward your down  payment.
  • Offer to take on extra projects at work. Put all of your overtime pay in the savings account.
  • Pay off credit cards. If you don't pay credit cards off completely, start paying them down to reduce your monthly minimums.Put this extra money toward your down payment.
  • Perform seasonal work. Types of seasonal employment includes mowing lawns, shoveling snow and preparing and taxes. If you prepare taxes make sure that you are licensed. You could also work with large, established tax firms.

Find out how much it cost to pay rent for a studio or one bedroom apartment where you live. Put this money into your savings account. Also, give some of the money to your parents as a show of appreciation.

After you save 15 percent of the down payment, meet with lenders. Ask them what type of interest rates they are willing to give you on a new house. Stick to your savings plan until you reach at least 20 percent on the average price of a home in your area.




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Posted by Todd Finn on 10/6/2017

Presidential Heights! Sun filled Split Entry in West Peabody features hardwood floors, half wall between the kitchen and dining area, lower level family room and study. Newer heating system with separate hot water heater. 1 car garage with door opener. Beautiful yard for entertaining. Open this Sunday, October 8th from 1-3 PM.

More Info on this Property | New Listing Alerts




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Posted by Todd Finn on 9/24/2017

Trimmed hedges, lush front and back lawns, a well paved driveway that holds four to six vehicles and a spacious house with a brand new roof and flooring add value to a house. Large, open rooms and gorgeous bay windows that lead to amazing outdoor views can make it hard to turn away from a home.

Combined, these features can give a homeowner leverage to sell a house for thousands more than a smaller house. Yet, even these pluses can be diminished by heavy traffic and long work commutes. A daily four hour round trip work commute can get old fast.

Outside factors that can make a home buy bad

This type of long, laborious commute can make you regret buying a house that, by itself,surpasses your wildest dreams. People have moved to entirely different states after living in an area that's heavily congested with roadway traffic. Reasons for their decisions include:

  • Constant construction on major roadways that force commuters to take back roads, including slower two lane roads that are lined with one traffic light after another.
  • More road sharing with large, heavy trucks
  • Traffic that passes in front of your house,increasing the likelihood that your young children or grandchildren could be hit, especially if they raced after a ball without looking both ways as they crossed the street
  • Close proximity to debris that falls off of cargo trucks
  • Greater wear and tear on roadways which, in turn, can cause greater wear and tear on your vehicle
  • Increased number of traffic jams and times when traffic completely stops
  • Better chances of being late to work just because of the traffic

Drawbacks to buying houses in heavy traffic areas

It's time to cast a wider inspection net when it comes to house shopping. Why? Buying a house changes many elements in your life. A few elements that will change when  you move into a new house are your neighbors, outdoor living space, property taxes, entertainment options and nearby learning opportunities.

Move into a new house and you may also have no choice but to take a different route to and from work. This is a definite if you buy a house in a different city. You could quickly regret a house buy if the move extends your commute from a fifteen minute drive to a drive that's more than two hours one way.

Let other drivers be impatient, rude and aggressive and the house buy could put you at higher risk of getting in a traffic accident. The added road stress could easily transfer to your family life, weakening relationships that you have with your spouse and children.

Higher fuel costs, excessive wear and tear on your automobile and the potential of being late to work are other drawbacks associated with buying a house in a heavy traffic area. The impact of living in a heavy traffic area is so broad, that it's worth it to consider the traffic flow in areas that you're interested in a buying a house in before you sign a mortgage contract. Even more, make sure that you and every driver in your house can easily deal with the traffic in areas that you want to move to.




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Posted by Todd Finn on 9/17/2017

Often times, certain cleaning rituals are saved for spring-cleaning, certain cleaning rituals that should occur more than once a year. One of those things that fall into this category is your refrigerator. You open your refrigerator, stare into it trying to find something to eat or drink, find that something or not, and then close the fridge. This happens multiple times a day, but how often do you go into your fridge with intentions of cleaning it out? And by, ďclean it out,Ē I donít just mean to toss the nearest thing to you that looks like it morphed into a creature inside of your tupperware. A refrigerator needs a good cleaning every couple of months to avoid any unwanted stenches, difficult clean ups from unknown spills, and expired food/drinks. Here are a few tips to keeping your refrigerator clean: Go Through Every 2-3 Months: Go through your fridge every two to three months. Itís so easy to lose track of what is in your fridge, from throwing leftovers in, to fruit and vegetables, and eggs and milk. And donít forget about your freezer. Check for food that is no longer any good or has past best buy dates and anything in your freezer that looks freezer burnt and throw it away. Wipe down Every 2-3 Months: When you are cleaning out old food from your fridge, take the time to wipe it out too. Spills can happen without you knowing and can leave your fridge sticky, slimy and even stinky. By wiping your fridge out every so often you can avoid those issues. Rotate: After going through the items in your refrigerator and freezer, make sure to rotate any duplicate items. Rotating means to put the oldest item in the front so that you use that one first. This will help ensure that you are eating foods and drinking drinks before they go back therefore causing less waste. This will also help you save money in the long run. It may sound tedious but the more often you do it the less work there will be each time. Happy cleaning!